Get immediate relief from debt stress with a local bankruptcy attorney who understands Garden City’s financial pressures.
Hear from Our Customers
You’re not just getting rid of debt – you’re reclaiming your life. When you file for bankruptcy with proper legal guidance, the constant phone calls stop immediately. The sleepless nights end. The fear of losing your home gets replaced with a clear plan forward.
Most Garden City residents are surprised to learn they can keep their house, their car, and their retirement accounts while eliminating credit card debt, medical bills, and other unsecured obligations. Chapter 7 bankruptcy wipes the slate clean in about four months. Chapter 13 gives you up to five years to catch up on mortgage payments while protecting your assets.
The automatic stay kicks in the moment you file, which means creditors must stop all collection activities. No more wage garnishments. No more frozen bank accounts. No more foreclosure proceedings. You get breathing room to rebuild your financial foundation the right way.
We have been helping Long Island families navigate financial crises for years. We understand the unique pressures Garden City residents face – from high property taxes to expensive living costs that can push even successful families into debt trouble.
Our practice focuses exclusively on bankruptcy and debt relief in Nassau County. We know the local trustees, understand the court procedures in Central Islip, and have successfully guided hundreds of clients through both Chapter 7 and Chapter 13 proceedings.
You won’t get shuffled off to a paralegal or junior associate. When you work with us, you get direct access to an experienced bankruptcy attorney who will personally handle your case from start to finish.
First, we meet for a free consultation to review your debts, assets, and income. Most people are amazed to discover they have more options than they realized. We’ll determine whether Chapter 7 or Chapter 13 makes more sense for your situation.
Next, we gather your financial documents and prepare your bankruptcy petition. This includes listing all debts, assets, income, and expenses. We handle all the paperwork and make sure everything is filed correctly with the bankruptcy court.
Once filed, the automatic stay immediately stops all collection activities. You’ll attend a meeting of creditors about a month later – it’s usually brief and straightforward. For Chapter 7 cases, you typically receive your discharge in about four months. Chapter 13 cases involve a payment plan that lasts three to five years, but you’re protected from creditors the entire time.
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You get full-service bankruptcy representation from petition to discharge. This includes reviewing your financial situation, determining the best chapter to file, preparing all required documents, and representing you at court hearings.
We also provide foreclosure defense when needed. Many Garden City homeowners don’t realize that filing Chapter 13 can stop a foreclosure and give you years to catch up on missed mortgage payments. We’ve saved countless homes using this strategy.
Our service includes credit counseling coordination, exemption planning to protect your assets, and post-bankruptcy guidance to help you rebuild your credit score. We also handle any issues that arise with creditors who don’t follow the automatic stay rules – some try to continue collection efforts illegally, and we shut that down immediately.