Foreclosure Lawyer in Glendale, NY

Stop Foreclosure Before It's Too Late

Protect your home with experienced legal defense against foreclosure proceedings in Glendale.

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Stop Foreclosure Attorney Glendale

What You Get When You Act Fast

You get time. That’s what matters most when foreclosure papers hit your door. Every day you wait is a day closer to losing options that could save your home.

When you have a foreclosure defense attorney working for you, the legal pressure shifts. Lenders can’t steamroll through proceedings when they know you’re represented. They have to follow proper procedures, provide required documentation, and respond to legitimate challenges.

You also get clarity about what’s actually happening. Most homeowners facing foreclosure don’t understand the timeline, their rights, or what options exist. A foreclosure lawyer cuts through the confusion and shows you exactly where you stand and what moves are available.

Foreclosure Defense Attorney Glendale NY

We Know New York Foreclosure Law

The Frank Law Firm P.C. has been defending homeowners in Glendale and throughout New York against foreclosure proceedings. We understand how New York’s judicial foreclosure process works and where lenders often make mistakes.

New York gives homeowners more protection than many states, but only if you know how to use those protections. We’ve seen too many families lose homes they could have saved because they didn’t understand their rights or act quickly enough.

Our approach is straightforward: we review your case, identify your strongest defenses, and pursue every available option to keep you in your home or help you exit on better terms.

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Loan Modification Lawyer Process

How We Defend Your Home

First, we review all your foreclosure documents and mortgage paperwork. Lenders make mistakes more often than you’d think. Missing signatures, improper notices, chain of title issues – these problems can stop a foreclosure cold.

Next, we evaluate your financial situation and explore modification options. If you can afford a reduced payment, we negotiate directly with your lender. If modification isn’t realistic, we look at other alternatives like short sales or deed-in-lieu arrangements.

Throughout the process, we handle all communication with your lender and represent you in court proceedings. You don’t have to face collection calls or legal hearings alone. We become the buffer between you and the foreclosure process while working toward the best possible outcome.

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Mortgage Foreclosure Attorney Services

Complete Foreclosure Defense and Alternatives

Our foreclosure defense includes challenging improper documentation, negotiating loan modifications, and representing you in court proceedings. We also handle short sale negotiations when keeping the home isn’t feasible.

Many Glendale homeowners don’t realize that New York’s foreclosure process typically takes over a year. That’s time we can use to explore every option. We’ve helped clients reduce their monthly payments by hundreds of dollars through loan modifications, and we’ve stopped foreclosures by identifying lender violations.

We also provide realistic assessments. Not every home can be saved, but every homeowner deserves to understand their options and make informed decisions about their future. Whether that means fighting to keep your home or negotiating a dignified exit, we help you navigate the process with clarity and confidence.

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You have options throughout the entire foreclosure process, but acting early gives you the most leverage. In New York, foreclosure is a judicial process that typically takes 12-18 months from the first missed payment to actual sale. However, the sooner you get legal help, the more options you’ll have. Once you receive a foreclosure complaint, you have 20-30 days to respond, but you can still defend even after that deadline. The key is not waiting until the last minute when your options become limited.
Yes, but it depends on your specific situation and how much you can realistically afford. We can often negotiate loan modifications that reduce your monthly payment, extend your loan term, or add missed payments to the end of your loan. We also challenge foreclosures when lenders haven’t followed proper procedures or lack proper documentation. Many foreclosures have technical defects that can be used to your advantage. The success rate is highest when homeowners have some income and contact us before the foreclosure is too far along.
Loan modification focuses on changing your mortgage terms to make payments affordable – reducing interest rates, extending the loan term, or adding missed payments to the loan balance. Foreclosure defense involves challenging the legal process itself by identifying errors in documentation, improper procedures, or lender violations. Often we pursue both strategies simultaneously. We might negotiate a modification while also defending against the foreclosure in court. This dual approach gives you the best chance of either keeping your home with affordable payments or buying time to explore other options.
Legal fees vary depending on the complexity of your case and what services you need. Many foreclosure attorneys work on a flat fee basis for specific services like loan modification assistance or foreclosure defense. Some cases can be handled for a few thousand dollars, while complex litigation might cost more. However, consider the cost against what you’re trying to save – your home. Many clients find that successful loan modifications save them hundreds of dollars monthly, making the legal fees worthwhile. We discuss fees upfront so you know exactly what to expect.
Walking away might seem easier, but it can have serious financial consequences. You might face a deficiency judgment if your home sells for less than you owe. Your credit will be severely damaged for years. You might also owe taxes on forgiven debt. Before walking away, explore alternatives like short sales or deed-in-lieu of foreclosure, which can minimize the financial damage. These options let you leave on better terms while avoiding some of the worst consequences of foreclosure. An experienced attorney can help you understand which exit strategy makes the most sense for your situation.
Yes, you can sell your home during foreclosure proceedings, but time is critical. If you owe more than the home is worth, you’ll need your lender’s approval for a short sale. If you have equity, you can sell normally and pay off the mortgage. The foreclosure process doesn’t stop while you’re trying to sell, so you need to work quickly. We can help negotiate with your lender to delay foreclosure proceedings while you market the property. This approach often results in better outcomes than letting the foreclosure proceed to sheriff’s sale, where homes typically sell for below market value.

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