Foreclosure Lawyer in Hillside Manor, NY

Stop Foreclosure Before It's Too Late

Protect your home and family’s future with experienced legal defense against mortgage foreclosure proceedings.

A judge sits at a desk, immersing themselves in a document. In the foreground, a wooden gavel and a small model of a house rest on the table, symbolizing real estate law or legal issues where a foreclosure attorney might be involved.

Hear from Our Customers

A person in a suit signs a document at a desk, where a small wooden house model, scales of justice, and a judge's gavel signify real estate law or civil litigation. Sunlight filters through the window, casting light on the legal proceedings.

Stop Foreclosure Proceedings Hillside Manor

Keep Your Home and Your Peace

When foreclosure threatens everything you’ve worked for, you need more than hope. You need action that works.

The right foreclosure defense can stop the process cold. We’ve seen families keep their homes through loan modifications that cut payments by hundreds of dollars monthly. Others buy the time they need to sell on their terms instead of losing everything to auction.

Your situation isn’t hopeless, even if the notices make it feel that way. New York’s foreclosure laws give you real options, but only if you act before the window closes. Every day matters when your home is on the line.

Foreclosure Defense Attorney Hillside Manor

We Know How Banks Think

The Frank Law Firm P.C. has defended homeowners across Hillside Manor and throughout New York against foreclosure for years. We understand how mortgage servicers operate and where they make mistakes.

Banks count on homeowners not knowing their rights. They expect you to walk away quietly. We’ve built our practice on proving them wrong.

Our foreclosure defense experience means we spot the documentation errors, procedural violations, and servicer mistakes that can derail their case. When your family’s home is at stake, experience isn’t optional.

Two people are shaking hands over a wooden table with papers and a small house model on it, symbolizing an agreement rooted in Real Estate Law. One person wears a red blazer, the other a blue shirt. A pen and document are visible as sunlight streams in from the background.

Foreclosure Help Process Hillside Manor

Your Defense Starts Immediately

First, we review every document in your mortgage file. Most foreclosure cases have problems – missing signatures, broken chain of ownership, improper notices. We find them.

Next, we file your defense and any counterclaims. This stops the foreclosure clock and puts the bank on notice that you’re fighting back. They can’t proceed until they address our challenges.

Then we negotiate. Whether it’s a loan modification, payment plan, or alternative solution, we use our legal leverage to get you the best possible outcome. Throughout the process, you’ll know exactly where your case stands and what comes next.

A wooden gavel rests on a closed dark green book placed on a wooden surface, symbolizing the authority of litigation. Beside the gavel is a small wooden cutout of a house, evoking themes of Real Estate Law.

Ready to get started?

Explore More Services

About Frank Law Firm, P.C.

Get a Free Consultation

Loan Modification Lawyer Hillside Manor

Complete Foreclosure Defense Services

Our foreclosure defense covers every angle of protecting your home. We handle emergency motions to stop sheriff sales, negotiate loan modifications with major servicers, and challenge foreclosure cases in court.

You get thorough document review, aggressive legal representation, and direct communication with your lenders. We also explore bankruptcy protection when it makes sense, coordinate short sales if needed, and ensure you understand every option available.

Many Hillside Manor homeowners don’t realize how many defenses exist against foreclosure. Robo-signing scandals, MERS issues, and servicer violations create opportunities to fight back. We know how to find and use these defenses effectively.

A person in business attire holds a calculator, pointing towards it with a pen, embodying the focus of a foreclosure attorney. On the desk are two small model houses, a laptop, and a clipboard with paper. The brightly lit room with large windows underscores their expertise in Real Estate Law.
We can often stop a foreclosure within days of being retained, especially if a sheriff sale is scheduled. New York’s judicial foreclosure process gives us multiple opportunities to halt proceedings through emergency motions, answers with defenses, and settlement negotiations. The key is acting fast – once we file your defense, the foreclosure cannot proceed until the court resolves our challenges. Even if your case seems urgent, there are usually legal options available to buy time and explore alternatives.
Loan modification changes your mortgage terms – typically lowering payments, reducing interest rates, or extending the loan term. Foreclosure defense challenges the legal right to foreclose in the first place. We often use both strategies together. While negotiating a modification, we file legal defenses that stop the foreclosure process and give us leverage in negotiations. Many homeowners qualify for modifications but need legal pressure to get servicers to approve them. The combination of legal defense and modification negotiation often produces better results than either approach alone.
Yes, being behind on payments doesn’t mean you’ll lose your home. New York law gives homeowners the right to “cure” the default by catching up on missed payments, even after foreclosure starts. You also have the right to “reinstate” your loan by paying all missed payments plus fees. Beyond these options, loan modifications can make payments affordable going forward, and legal defenses can challenge the foreclosure itself. The earlier you act, the more options you have, but even advanced foreclosure cases often have workable solutions.
New York foreclosures typically take 15-18 months from the first missed payment to sheriff sale, but this varies significantly. The process slows down considerably when homeowners fight back with proper legal representation. We’ve seen cases extend for years when banks can’t prove their right to foreclose or when modification negotiations are ongoing. New York’s judicial foreclosure requirement means banks must prove their case in court, giving us multiple opportunities to challenge their evidence and procedures. Time works in your favor when you use it strategically.
Mortgage servicers often ignore homeowners who call directly, but they respond differently to attorneys. We know how to communicate with servicers in ways that get results – using legal leverage, proper documentation, and knowledge of their internal processes. When servicers won’t cooperate, we can challenge the foreclosure in court, forcing them to prove they have the right to foreclose and followed proper procedures. This legal pressure often opens doors to negotiations that seemed impossible before. Servicers take attorney involvement seriously because it means real legal consequences if they make mistakes.
Our fees vary based on your situation’s complexity, but we offer payment plans because we understand you’re facing financial stress. Many clients find that the money saved through loan modifications or extended timelines far exceeds legal fees. We provide transparent pricing upfront and never surprise you with hidden costs. Most importantly, we offer free consultations to review your case and explain your options before you commit to anything. The cost of fighting foreclosure is typically much less than the equity you’ll lose if you don’t defend your rights.

Do you need professional legal assistance?