Foreclosure Lawyer in Hollis Hills, NY

Stop Your Foreclosure Before It's Too Late

Get immediate legal protection and explore every option to save your home from foreclosure proceedings.

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Stop Foreclosure Defense Attorney

Keep Your Home and Your Peace of Mind

When you’re facing foreclosure, you’re not just fighting for a house. You’re fighting for your family’s stability, your children’s schools, and the financial security you’ve worked years to build.

The right foreclosure defense can stop the proceedings entirely. Many homeowners don’t realize they have legitimate legal defenses against improper foreclosure procedures, faulty documentation, or lender violations. Others qualify for loan modifications that can make their mortgage affordable again.

You don’t have to accept foreclosure as inevitable. With proper legal representation, you can challenge the foreclosure, negotiate with your lender from a position of strength, and often find a solution that keeps you in your home. The key is acting quickly before your options disappear.

Hollis Hills Foreclosure Defense Lawyers

We Know New York Foreclosure Law Inside Out

The Frank Law Firm P.C. has been defending homeowners against foreclosure in Queens and throughout New York for years. We understand the specific procedures that lenders must follow in New York’s judicial foreclosure process, and we know exactly where they often make mistakes.

We’ve seen too many families lose homes they could have saved, simply because they didn’t know their rights or didn’t act quickly enough. That’s why we focus exclusively on foreclosure defense and loan modifications rather than pushing every client toward bankruptcy.

When you work with us, you’re getting attorneys who have successfully stopped foreclosures, negotiated loan modifications, and helped families stay in their homes throughout Hollis Hills and the surrounding Queens communities.

Foreclosure Help Lawyer Process

Here's Exactly How We Stop Your Foreclosure

First, we review all your mortgage documents and foreclosure paperwork to identify any procedural errors or legal violations. Lenders make mistakes more often than you’d think, and these mistakes can halt the entire foreclosure process.

Next, we file the appropriate legal responses to stop the foreclosure proceedings and buy you time. This immediate action protects you from losing your home while we develop a long-term strategy.

Then we negotiate directly with your lender for a loan modification, payment plan, or other workout solution. We handle all communication with the mortgage company so you can focus on your family instead of fighting with customer service representatives who don’t understand your situation.

Throughout the process, we keep you informed about your options and help you make decisions based on your specific financial situation and goals. Our job is to give you back control over your situation.

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Loan Modification Lawyer Services

Complete Foreclosure Defense and Loan Solutions

Our foreclosure defense services include challenging improper foreclosure procedures, negotiating loan modifications to reduce your monthly payments, and exploring alternatives like forbearance agreements or repayment plans. We also handle foreclosure litigation when necessary to protect your rights.

Many Hollis Hills homeowners have significant equity in their homes due to rising property values. We make sure you don’t lose that equity to a foreclosure sale that benefits only the lender. Instead, we work to find solutions that preserve your investment and keep you in your home.

We also provide ongoing support throughout the loan modification process, which can take several months. Unlike some firms that disappear after filing initial paperwork, we stay involved until your situation is fully resolved and you have a sustainable mortgage payment you can afford long-term.

How quickly can you stop my foreclosure proceedings in New York?

We can often halt foreclosure proceedings within days of being retained by filing appropriate legal responses with the court. In New York’s judicial foreclosure system, lenders must follow specific legal procedures, and we can challenge these procedures to stop the process immediately. However, the key is contacting us as soon as you receive foreclosure papers. The earlier we get involved, the more options you have and the better chance we have of stopping the foreclosure entirely. Don’t wait until the day before a foreclosure sale to seek help.

What are my chances of getting a loan modification to save my home?

Your chances depend on several factors including your current income, the reason for your financial hardship, and how much you owe compared to your home’s value. Many homeowners in Hollis Hills have good loan modification prospects because of strong property values in the area. Lenders often prefer modifications over foreclosure because foreclosure is expensive and time-consuming for them too. We review your complete financial picture and mortgage history to determine your best strategy. Even if you’ve been denied a modification before, we often succeed by presenting your case differently and ensuring all required documentation is properly submitted.

Will filing for foreclosure defense hurt my credit score even more?

Actually, proper foreclosure defense can help protect your credit score compared to letting the foreclosure proceed. A completed foreclosure is one of the most damaging items that can appear on your credit report. By stopping the foreclosure and negotiating a loan modification or other workout solution, we can often minimize the credit damage. Some loan modifications are reported as current payments once you’re back on track. The key is resolving the situation before the foreclosure is completed. Fighting the foreclosure through legal channels is your right and doesn’t create additional negative credit reporting beyond what’s already happening from missed payments.

How much does foreclosure defense cost and do you offer payment plans?

Our fees vary depending on the complexity of your case and what services you need. We offer transparent pricing and payment plans because we understand you’re already facing financial difficulties. Many clients find that the money they save through loan modifications or by avoiding foreclosure far exceeds our legal fees. We also don’t charge upfront fees for loan modification work – you only pay when we successfully obtain a modification. During your consultation, we’ll explain all costs upfront so there are no surprises. We believe everyone deserves quality legal representation regardless of their current financial situation.

What's the difference between foreclosure defense and just filing for bankruptcy?

Foreclosure defense focuses specifically on keeping you in your home with an affordable mortgage payment, while bankruptcy is a broader debt relief tool that may or may not save your house. With foreclosure defense, we challenge the foreclosure directly and negotiate with your lender for solutions like loan modifications. Bankruptcy can temporarily stop foreclosure through the automatic stay, but unless you can catch up on payments or get a modification, you’ll likely still lose the home. Many homeowners benefit more from targeted foreclosure defense because it addresses the root problem – an unaffordable mortgage – rather than just delaying the inevitable.

Is it too late to fight foreclosure if I've already received a sale date?

It’s not too late, but time is critical. Even with a scheduled foreclosure sale, we can often stop the sale by filing emergency motions or identifying legal defenses. New York’s foreclosure process includes multiple opportunities to challenge the proceedings, even late in the process. However, your options become more limited as the sale date approaches, so immediate action is essential. We’ve successfully stopped foreclosure sales even days before they were scheduled to occur. The most important thing is to contact us immediately rather than assuming it’s hopeless. Every day matters when you’re this close to losing your home.

Local Resources

Hollis Hills, NY is located in Queens County in New York State