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Get immediate legal protection and explore every option to save your Howard Beach home from foreclosure proceedings.
Hear from Our Customers
You’re not just fighting to keep a house. You’re fighting to keep your kids in the same school district, your family near the community you’ve built, and your financial future intact.
When foreclosure threatens your Howard Beach home, you have more options than the bank wants you to know. Loan modifications can reduce your monthly payments to something manageable. Chapter 13 bankruptcy can stop the foreclosure process entirely while you catch up on missed payments. Even if keeping the home isn’t possible, a strategic short sale or deed in lieu can protect your credit score from the devastating impact of a foreclosure judgment.
The key is acting fast. New York’s foreclosure process moves quickly once it starts, but there are specific legal deadlines and opportunities that can work in your favor when you have experienced representation.
We at The Frank Law Firm P.C. have been defending Howard Beach homeowners against foreclosure for years. We know the local court procedures, the judges, and exactly how lenders operate in Queens County.
We’ve seen every foreclosure scenario. The family behind on payments after a medical emergency. The homeowner whose adjustable rate mortgage became unaffordable. The couple facing divorce who can’t manage the mortgage alone. Each situation requires a different legal strategy, and we know which approach works best for each circumstance.
Most importantly, we understand that foreclosure isn’t just a legal problem—it’s a family crisis. That’s why we offer payment plans and work with homeowners who are already financially stressed.
First, we review your foreclosure notice and mortgage documents to identify any procedural errors or lender violations. Many foreclosures have technical defects that can be challenged in court, buying you valuable time.
Next, we immediately contact your lender to explore workout options. This might mean negotiating a loan modification to reduce your payments, setting up a repayment plan for missed payments, or discussing alternatives like a short sale. Lenders often won’t take homeowners seriously, but they negotiate differently when an attorney is involved.
If necessary, we file emergency motions in Queens County court to halt the foreclosure sale. We can also explore Chapter 13 bankruptcy, which provides an automatic stay that stops all foreclosure proceedings while you reorganize your debts under court protection.
Throughout the process, we keep you informed about what’s happening and what to expect next. No legal jargon, no surprises—just clear communication about your options and realistic outcomes.
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Our foreclosure defense covers every aspect of protecting your home. We handle loan modification negotiations, challenging improper foreclosure procedures, filing bankruptcy when appropriate, and representing you in all court proceedings.
Many Howard Beach homeowners don’t realize they have rights when facing foreclosure. Lenders must follow specific legal procedures, provide proper notice, and prove they have the right to foreclose. When they cut corners—which happens more often than you’d think—we hold them accountable.
We also handle the financial side of foreclosure defense. If you’re dealing with predatory lending practices, mortgage fraud, or lender violations of state and federal law, we can pursue claims that might reduce or eliminate what you owe. Sometimes the best defense is a strong offense against lenders who haven’t followed the rules.
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