Foreclosure Lawyer in Kew Gardens, NY

Stop Foreclosure Before It's Too Late

Immediate legal action can save your home and protect your family’s future.

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Stop Foreclosure Kew Gardens

Keep Your Home, Protect Your Equity

You’re not just fighting to keep a roof over your head. You’re protecting years of equity, your children’s stability, and your financial future.

When foreclosure proceedings stop, the pressure lifts. You can sleep at night knowing your home is secure while we work on a permanent solution.

Most homeowners don’t realize they have more options than they think. Loan modifications can cut your monthly payments by hundreds of dollars. Foreclosure defense can buy you months to get back on your feet. Even if keeping the home isn’t possible, we can help you walk away with money in your pocket instead of owing a deficiency.

Foreclosure Defense Attorney Kew Gardens

We Know New York Foreclosure Law

We at The Frank Law Firm P.C. have been defending homeowners throughout Kew Gardens and Queens County for years. We understand how foreclosure works in New York, and more importantly, we know how to stop it.

Every case is different, but the urgency is always the same. That’s why we move fast and communicate clearly about what’s happening with your case.

You’re dealing with enough stress. Our job is to handle the legal complexity so you can focus on getting your life back on track.

Foreclosure Help Lawyer Process

Here's How We Save Your Home

First, we review your foreclosure notice and mortgage documents. Many lenders make procedural errors that can invalidate their case entirely. If we find problems, we file an immediate response to stop the proceedings.

Next, we analyze your financial situation and explore every option. This might mean negotiating a loan modification, challenging the foreclosure in court, or finding an alternative that protects your equity.

Throughout the process, we handle all communication with your lender. No more threatening letters or confusing phone calls. We become the barrier between you and the pressure while working toward a solution that keeps you in your home or helps you transition with dignity.

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Mortgage Foreclosure Attorney Services

Complete Foreclosure Defense and Solutions

Our foreclosure defense covers every angle. We challenge improper procedures, negotiate with lenders, and explore alternatives like loan modifications or short sales.

In Kew Gardens, property values make foreclosure defense especially important. Losing a home here often means losing significant equity that could be preserved through proper legal action.

We also handle the paperwork, court filings, and deadlines that can overwhelm homeowners already dealing with financial stress. You get experienced legal representation without having to become an expert in foreclosure law yourself.

How quickly can a foreclosure lawyer stop my foreclosure proceedings?

We can often stop foreclosure proceedings within days of being retained, sometimes immediately. In New York, homeowners have the right to respond to foreclosure complaints, and filing the proper legal documents can halt the process while we build your defense. The key is acting fast – once we review your case and identify viable defenses or alternatives, we can file emergency motions if necessary. Don’t wait until the last minute. The sooner you contact us, the more options we have to protect your home.

What's the difference between loan modification and foreclosure defense?

Loan modification involves negotiating with your lender to change your mortgage terms – typically reducing your monthly payment, interest rate, or extending the loan term. Foreclosure defense means challenging the legal proceedings in court, often by identifying errors in the lender’s paperwork or procedures. We often use both strategies together. While we’re defending against foreclosure in court, we’re simultaneously negotiating a modification that makes your mortgage affordable. This dual approach gives you the best chance of keeping your home long-term.

Can I save my home if I'm already behind on payments?

Yes, being behind on payments doesn’t mean you’ll lose your home. Many homeowners successfully save their homes even after missing several payments. The key is having a plan to address the arrearage – either through a loan modification that rolls past-due amounts into your new payment, a repayment plan, or other alternatives. In some cases, we can negotiate to have late fees and penalties waived. What matters most is taking action before the foreclosure process advances too far. Even if you can’t catch up immediately, we can often buy you time to improve your financial situation.

How much does a foreclosure lawyer cost in Kew Gardens?

Legal fees vary based on your specific situation, but most homeowners find that hiring a foreclosure attorney saves them far more money than it costs. Consider this: the average home in Kew Gardens has significant equity. Losing that equity to foreclosure often means losing tens of thousands of dollars. Our fees are typically a fraction of what you’d lose without proper legal representation. We discuss costs upfront during your consultation and can often work out payment arrangements. Many clients also find that the loan modifications we negotiate reduce their monthly payments enough to offset legal fees within months.

What happens if we can't save my home from foreclosure?

Even when keeping the home isn’t possible, good legal representation can still save you money and protect your future. We can negotiate short sales that eliminate deficiency judgments, arrange deed-in-lieu agreements that preserve your credit, or ensure you receive any surplus funds from the foreclosure sale. In New York, homeowners sometimes walk away from foreclosure with cash if their home sells for more than the mortgage balance. Without an attorney, you might not even know these options exist. Our goal is always to minimize the financial and credit damage, even in worst-case scenarios.

Do I have to go to court for foreclosure defense?

Not necessarily. While foreclosure is a legal proceeding, many cases are resolved through negotiation without requiring you to appear in court personally. As your attorney, we handle court appearances, filings, and legal procedures on your behalf. You might need to attend certain hearings or mediations, but we prepare you for what to expect and advocate for you throughout the process. Many foreclosure cases are actually resolved through settlement negotiations or loan modifications that happen outside the courtroom. Our job is to handle the legal complexity so you can focus on getting your finances back on track.

Local Resources

Kew Gardens, NY is located in Queens County in New York State