Even when keeping the home isn’t possible, good legal representation can still save you money and protect your future. We can negotiate short sales that eliminate deficiency judgments, arrange deed-in-lieu agreements that preserve your credit, or ensure you receive any surplus funds from the foreclosure sale. In New York, homeowners sometimes walk away from foreclosure with cash if their home sells for more than the mortgage balance. Without an attorney, you might not even know these options exist. Our goal is always to minimize the financial and credit damage, even in worst-case scenarios.