Get immediate legal protection and explore every option to save your home in Kismet.
Hear from Our Customers
You’re not just fighting for a house. You’re fighting for your family’s stability, your children’s schools, your neighborhood connections, and years of memories built within those walls.
When foreclosure threatens, you need someone who understands that this isn’t just a financial transaction. It’s your life being turned upside down. The right legal intervention can stop the process, give you breathing room, and help you explore options you didn’t know existed.
Many families we work with end up staying in their homes through loan modifications, payment plans, or other arrangements. Others find better alternatives than foreclosure that protect their credit and their future. The key is acting quickly and having someone in your corner who knows how to navigate New York’s foreclosure laws.
The Frank Law Firm P.C. has been helping Long Island families navigate financial crises and keep their homes. We understand the local court system, work with area lenders regularly, and know what strategies work best in New York’s judicial foreclosure process.
We’ve seen how quickly a family’s situation can change and how overwhelming the legal system feels when you’re already stressed about money. That’s why we focus on clear communication, realistic expectations, and aggressive advocacy when it matters most.
Your home is likely your biggest investment and your family’s foundation. We treat it that way.
First, we review your mortgage documents, foreclosure notices, and financial situation to understand exactly where you stand. Many lenders make procedural errors or lack proper documentation, giving us leverage to challenge the foreclosure.
Next, we immediately file the necessary paperwork to halt proceedings while we negotiate. This breathing room is crucial because it stops the clock and prevents a rushed sale of your property.
Then we work directly with your lender to explore every possible solution. This might include loan modifications, payment plans, forbearance agreements, or other alternatives that let you keep your home. If keeping the house isn’t realistic, we help you exit on the best possible terms to protect your credit and avoid deficiency judgments.
Throughout the process, we handle all communication with the lender, court filings, and legal procedures so you can focus on getting your finances back on track.
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We provide full-service foreclosure defense including challenging improper documentation, negotiating loan modifications, and representing you in court proceedings. Our approach covers both stopping immediate foreclosure threats and finding long-term solutions that work for your family’s situation.
Many Kismet families don’t realize how many options they have until they speak with an attorney. Lenders often prefer to modify loans rather than complete foreclosures, but they won’t offer their best terms unless you have legal representation pushing for them.
We also help with alternatives like short sales and deed in lieu arrangements when keeping the home isn’t feasible. These options can minimize damage to your credit and help you move forward without the stigma and financial burden of a completed foreclosure.