Foreclosure Lawyer in Long Island City, NY

Stop Your Foreclosure Before It's Too Late

We defend Long Island City homeowners against foreclosure and negotiate solutions that keep families in their homes.

A judge sits at a desk, immersing themselves in a document. In the foreground, a wooden gavel and a small model of a house rest on the table, symbolizing real estate law or legal issues where a foreclosure attorney might be involved.

Hear from Our Customers

A person in a suit signs a document at a desk, where a small wooden house model, scales of justice, and a judge's gavel signify real estate law or civil litigation. Sunlight filters through the window, casting light on the legal proceedings.

Foreclosure Defense Attorney Services

Keep Your Home and Your Peace of Mind

You’re not just fighting to keep a house. You’re fighting to keep your family’s stability, your children’s schools, your neighborhood connections, and the investment you’ve worked years to build.

When we successfully defend your foreclosure case, you get more than legal victory. You get time to breathe, space to plan, and options you didn’t know existed. Many of our clients end up with lower monthly payments through loan modifications, while others buy enough time to sell on their terms rather than lose everything to auction.

The relief you’ll feel when those foreclosure papers stop coming, when you can sleep through the night again, when you can tell your kids they don’t have to change schools – that’s what we’re really fighting for. Your home represents security, and we understand that completely.

Long Island City Foreclosure Attorneys

We Know New York Foreclosure Law Inside Out

The Frank Law Firm P.C. has spent years mastering the specific requirements of New York foreclosure proceedings. We know which lender documents are often incomplete, which deadlines matter most, and which negotiation strategies actually work with major mortgage companies.

Our Long Island City location means we understand the local real estate market and the unique challenges homeowners face in this area. We’ve seen property values fluctuate, watched neighbors struggle with similar situations, and helped families navigate these exact circumstances.

You’re not getting a generic legal approach. You’re getting attorneys who have made foreclosure defense our specialty and who understand that your home isn’t just an asset on paper – it’s where your life happens.

Two people are shaking hands over a wooden table with papers and a small house model on it, symbolizing an agreement rooted in Real Estate Law. One person wears a red blazer, the other a blue shirt. A pen and document are visible as sunlight streams in from the background.

Stop Foreclosure Process Steps

Here's Exactly How We Defend Your Case

First, we immediately review your foreclosure papers and mortgage documents to identify any procedural errors or missing documentation. Many foreclosure cases have technical defects that can stop the process entirely. We file the necessary responses to protect your legal rights and buy you time.

Next, we analyze your financial situation and explore every available option. This might mean negotiating a loan modification to reduce your payments, challenging the foreclosure in court, or exploring alternatives like short sales if keeping the home isn’t realistic.

Throughout the process, we handle all communication with your lender and their attorneys. You’ll know exactly what’s happening at each step, what deadlines we’re working with, and what options remain available. Most importantly, you’ll have experienced legal representation fighting for the best possible outcome while you focus on getting your finances stabilized.

A wooden gavel rests on a closed dark green book placed on a wooden surface, symbolizing the authority of litigation. Beside the gavel is a small wooden cutout of a house, evoking themes of Real Estate Law.

Ready to get started?

Explore More Services

About Frank Law Firm, P.C.

Get a Free Consultation

Foreclosure Help Lawyer Services

Complete Foreclosure Defense and Loan Solutions

Our foreclosure defense includes challenging improper documentation, negotiating directly with lenders for loan modifications, and representing you in all court proceedings. We also handle mortgage litigation when lenders haven’t followed proper procedures.

Many Long Island City homeowners don’t realize that New York’s foreclosure process typically takes over a year, giving us substantial time to work on solutions. We use every day of that timeline strategically, whether we’re negotiating new loan terms, preparing your defense, or exploring workout agreements.

You’ll also get guidance on protecting your credit during this process and understanding your rights as a homeowner. We explain everything in plain language because you shouldn’t need a law degree to understand what’s happening with your own home. Our goal is keeping you informed and empowered throughout what can be an overwhelming legal process.

A person in business attire holds a calculator, pointing towards it with a pen, embodying the focus of a foreclosure attorney. On the desk are two small model houses, a laptop, and a clipboard with paper. The brightly lit room with large windows underscores their expertise in Real Estate Law.
We can often halt foreclosure proceedings within days of being retained by filing appropriate legal responses and motions. The exact timeline depends on where your case stands – if you just received initial papers, we have more time to work with than if a sale date has already been scheduled. However, even cases close to sale can often be stopped through emergency court intervention. The key is acting quickly once you decide to fight the foreclosure. New York’s foreclosure timeline typically extends over 400 days from start to finish, but we can create additional delays through proper legal challenges while we work on permanent solutions like loan modifications.
Foreclosure defense involves challenging the legal proceedings in court, often by identifying errors in documentation or improper procedures by the lender. Loan modification, on the other hand, is negotiating new terms for your existing mortgage – typically lower payments, reduced interest rates, or extending the loan term. We often pursue both strategies simultaneously. While we’re defending against the foreclosure in court, we’re also negotiating with your lender for a modified loan that you can actually afford. This dual approach gives you the best chance of keeping your home long-term. Many clients end up with loan modifications that reduce their monthly payments by hundreds of dollars, making their mortgage sustainable again.
Our fees vary depending on the complexity of your case and which services you need. We offer transparent pricing and payment plans because we understand you’re already facing financial stress. Many clients find that our fees are offset by the money we save them through loan modifications or by the additional time we buy them to get their finances in order. We also help you understand all costs upfront – no surprise bills or hidden fees. During your initial consultation, we’ll explain exactly what your case will cost and discuss payment options that work with your current financial situation. Remember, the cost of losing your home to foreclosure is typically much higher than the cost of proper legal representation.
Absolutely. Filing foreclosure papers is just the beginning of a long legal process in New York. You typically have several months, sometimes over a year, before any sale could actually happen. During this time, we can challenge the foreclosure, negotiate with your lender, and explore multiple options to save your home. We’ve successfully helped homeowners even after foreclosure papers were filed, sale dates were scheduled, and in some cases, even after initial sale attempts failed. The key is having experienced legal representation who knows how to use New York’s foreclosure timeline to your advantage. Every day we can extend the process is another day to work on a permanent solution.
If your lender refuses a reasonable loan modification, we have several other strategies available. We can challenge the foreclosure more aggressively in court, looking for documentation errors, improper procedures, or violations of your rights. We might also explore other alternatives like short sales, deed in lieu arrangements, or cash-for-keys agreements that let you leave on your terms rather than through forced sale. Sometimes lenders become more willing to negotiate modifications when they face a strong legal challenge to their foreclosure case. We’ve seen many situations where initial modification denials were reversed after we demonstrated serious legal defenses or highlighted errors in the lender’s case.
New York foreclosures typically take 445 days or longer from initial filing to actual sale, making it one of the slower foreclosure states. This extended timeline works in your favor because it provides substantial time to explore solutions, negotiate with lenders, and prepare legal defenses. However, the process involves multiple stages – initial filing, service of papers, your response period, court conferences, judgment, and sale scheduling. Each stage has specific deadlines and requirements. With proper legal representation, we can often extend this timeline even further through legitimate legal challenges and negotiation periods. This time isn’t just delay for delay’s sake – we use every additional day strategically to work toward keeping you in your home or achieving the best possible outcome for your situation.

Do you need professional legal assistance?