Protect your Neponsit home with aggressive foreclosure defense that actually works.
Hear from Our Customers
You’re not just fighting to keep a house. You’re fighting to keep your children in the same schools, your morning walks on the beach, and the equity you’ve built over years of payments.
When foreclosure proceedings stop, the pressure lifts immediately. No more sleepless nights wondering if you’ll lose everything. No more avoiding the mailbox or screening calls from your lender.
Instead, you get time to breathe and explore real solutions. Maybe that’s a loan modification that cuts your payment by hundreds each month. Maybe it’s challenging the bank’s paperwork and buying yourself months to get back on your feet. Or maybe it’s negotiating a workout plan that actually fits your current financial situation.
We at The Frank Law Firm P.C. have been defending homeowners throughout Queens and the surrounding areas for years. We understand that foreclosure isn’t just a legal problem—it’s a family crisis that demands immediate, knowledgeable action.
We’ve seen every foreclosure scenario you can imagine. Lenders who skip required steps. Servicers who lose paperwork. Banks that refuse reasonable modification requests. We know their tactics because we’ve been fighting them successfully.
When you’re dealing with your home, you need someone who knows exactly how New York’s judicial foreclosure process works and where lenders make mistakes.
First, we review every document in your case. Lenders make mistakes more often than you’d think, and those mistakes can stop a foreclosure cold. We’re looking for improper notices, missing assignments, or procedural errors that invalidate their case.
Next, we file the appropriate legal responses to halt the proceedings. In New York, you have specific deadlines to respond to foreclosure complaints. Miss those deadlines, and you lose critical defenses. We make sure nothing falls through the cracks.
Then we negotiate. Most lenders would rather modify your loan than go through expensive foreclosure proceedings. We know what they’ll accept and how to present your situation in the strongest possible light. If modification isn’t possible, we explore other alternatives like short sales or deed-in-lieu arrangements that protect your credit.
Throughout the process, we handle all communication with your lender and their attorneys. You get updates on what’s happening, but you don’t have to deal with aggressive collection calls or threatening letters anymore.
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Our foreclosure defense covers every aspect of protecting your home. We challenge improper documentation, negotiate loan modifications, and represent you in court proceedings. If your lender violated New York’s foreclosure laws, we’ll use those violations to your advantage.
We also handle loan modification applications from start to finish. Banks often deny initial requests for incomplete paperwork or minor errors. We know exactly what documentation they need and how to present your financial hardship in terms they’ll approve.
For homeowners in Neponsit, where property values remain strong, we often find that lenders are more willing to work out solutions rather than take on expensive properties they’ll need to maintain and sell. Your home’s value in this desirable beachfront community can actually work in your favor during negotiations.
When foreclosure defense isn’t enough, we help you explore alternatives that minimize damage to your credit and financial future. Sometimes the best outcome is a controlled exit that preserves your dignity and gives you a fresh start.