Foreclosure Lawyer in Port Washington, NY

Stop Foreclosure. Save Your Home.

When foreclosure threatens your Port Washington home, you need a foreclosure defense attorney who fights back immediately.

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Port Washington Foreclosure Defense Attorney

Keep Your Family Home Safe

You’re not just fighting to keep a house. You’re fighting to keep your children in their schools, your family in their neighborhood, and your life from falling apart.

When foreclosure proceedings stop, the pressure lifts. You can sleep again. Your kids don’t have to worry about moving. You have time to get back on your feet financially without losing everything you’ve worked for.

The right foreclosure defense strategy doesn’t just buy you time—it often results in loan modifications that make your mortgage affordable again. Many of our Port Washington clients end up with lower monthly payments than they had before the foreclosure started.

Experienced Port Washington Foreclosure Lawyers

We Know How to Fight

The Frank Law Firm P.C. has been protecting Port Washington homeowners from foreclosure for years. We know Nassau County’s courts, the local lenders, and exactly how foreclosure proceedings work in New York.

We’re not a general practice firm that dabbles in foreclosure. This is what we do. We’ve seen every foreclosure tactic banks use, and we know how to counter each one.

Most importantly, we answer our phones when you call. When your home is on the line, you shouldn’t have to wait days to hear from your attorney.

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How Foreclosure Defense Works

Your Defense Starts Immediately

First, we review your foreclosure documents and mortgage file. Banks make mistakes constantly—missing paperwork, improper notices, calculation errors. These mistakes can stop foreclosure cold.

Next, we file your defense in Nassau County court. This immediately puts the foreclosure on hold while we fight your case. No more sleepless nights wondering when the sheriff will show up.

Then we negotiate directly with your lender. Most banks would rather modify your loan than go through expensive foreclosure proceedings. We know what they’ll accept and how to structure deals that work for your budget.

Throughout the process, you’ll know exactly what’s happening with your case. We explain everything in plain English and keep you updated every step of the way.

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Complete Foreclosure Defense Services

Everything You Need Under One Roof

Our foreclosure defense covers every angle. We challenge improper documentation, negotiate loan modifications, and fight wrongful foreclosure practices in court.

We handle communication with your mortgage servicer so you don’t have to deal with endless phone calls and runarounds. When banks know you have experienced legal representation, they take your case seriously.

For Port Washington homeowners, we understand the local market dynamics. Your home likely has significant equity worth protecting. We make sure banks follow every rule and give you every opportunity to keep your property.

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We can typically file your foreclosure defense within 24-48 hours of you hiring us. Once filed in Nassau County court, the foreclosure proceedings must stop while your case is pending. This gives us time to review your mortgage documents, identify any lender violations, and negotiate a solution. The key is acting fast—don’t wait until the day before a foreclosure sale to call an attorney.
Your chances depend on your income, the reason you fell behind, and your lender’s policies. However, most banks prefer loan modifications over foreclosure because foreclosure costs them money. We’ve successfully negotiated modifications that reduced clients’ payments by hundreds of dollars per month. The key is presenting your financial situation properly and knowing what each lender typically accepts. We handle all communication with your servicer to maximize your chances.
Our fees are transparent and reasonable, especially compared to losing your home. Many clients save tens of thousands of dollars in equity by successfully defending their foreclosure. We offer payment plans because we understand you’re dealing with financial hardship. The consultation is free, so you can understand your options and our fees before making any decisions. Most clients find our services pay for themselves through successful loan modifications.
Yes, absolutely. Receiving a foreclosure notice is just the beginning of the legal process in New York. You typically have 20-30 days to respond, but even after that deadline, we can often file a late answer with court permission. New York’s foreclosure process takes an average of 445 days, giving us multiple opportunities to stop the proceedings and negotiate a solution. The sooner you call, the more options we have.
Banks make errors constantly. Common mistakes include improper notice timing, missing required documents, calculation errors in the amount owed, and failure to follow New York’s strict foreclosure procedures. We’ve seen cases where banks couldn’t prove they actually owned the mortgage. These technical violations can result in your foreclosure being dismissed entirely. That’s why having an experienced foreclosure defense attorney review your case is crucial.
Your credit is already damaged from missed mortgage payments. Fighting foreclosure won’t make it worse and often helps in the long run. If we successfully negotiate a loan modification, you can start rebuilding your credit immediately. Even if we just buy you time to sell the house properly instead of losing it to foreclosure, that’s better for your credit score. A foreclosure on your record is much worse than late payments, so defending against it protects your financial future.

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