Foreclosure Lawyer in Roosevelt Field, NY

Stop Foreclosure Before It's Too Late

Immediate legal defense to protect your home and explore every available option to keep you housed.

A judge sits at a desk, immersing themselves in a document. In the foreground, a wooden gavel and a small model of a house rest on the table, symbolizing real estate law or legal issues where a foreclosure attorney might be involved.

Hear from Our Customers

A person in a suit signs a document at a desk, where a small wooden house model, scales of justice, and a judge's gavel signify real estate law or civil litigation. Sunlight filters through the window, casting light on the legal proceedings.

Roosevelt Field Foreclosure Defense Attorney

Keep Your Home and Your Peace of Mind

You’re not just fighting to keep a roof over your head. You’re fighting to maintain the stability your family depends on, the neighborhood your kids know, and the financial foundation you’ve worked years to build.

When foreclosure threatens, you have more options than your lender wants you to know. Loan modifications can restructure your payments to fit your current income. Chapter 13 bankruptcy can stop foreclosure immediately while you catch up on missed payments. Sometimes lenders have made mistakes in their paperwork that invalidate their claims entirely.

The key is acting fast and knowing which strategy fits your specific situation. Every day you wait, you lose leverage and options that could save your home.

Experienced Nassau County Foreclosure Lawyers

We Know New York Foreclosure Law Inside Out

We’ve spent years defending homeowners throughout Nassau County against foreclosure proceedings. We understand how overwhelming those first notices feel and how confusing the legal process becomes.

What sets us apart is our deep knowledge of New York’s judicial foreclosure system. Every foreclosure in New York must go through the courts, which means there are multiple points where we can challenge the process, negotiate with lenders, or buy you time to explore alternatives.

We’ve seen every type of foreclosure case and know which defenses work in Nassau County courts. More importantly, we know how to communicate with your lender’s attorneys to find solutions that keep you in your home.

Two people are shaking hands over a wooden table with papers and a small house model on it, symbolizing an agreement rooted in Real Estate Law. One person wears a red blazer, the other a blue shirt. A pen and document are visible as sunlight streams in from the background.

Stop Foreclosure Process Roosevelt Field

Here's How We Defend Your Home

First, we review your entire mortgage file and foreclosure paperwork. Lenders make mistakes more often than you’d think, and those mistakes can derail their entire case. We look for improper notices, missing documents, or violations of foreclosure procedures.

Next, we immediately file the necessary paperwork to respond to the foreclosure lawsuit. This stops the clock and forces the lender to prove their case in court. Meanwhile, we’re negotiating directly with your lender for a loan modification that fits your current financial situation.

If modification isn’t possible, we explore other options like Chapter 13 bankruptcy, which can stop foreclosure instantly and give you up to five years to catch up on missed payments. Throughout the process, we keep you informed about what’s happening and what to expect next.

The goal is always the same: find a solution that keeps you in your home or, if that’s not possible, ensure you have time to transition on your terms rather than the bank’s timeline.

A wooden gavel rests on a closed dark green book placed on a wooden surface, symbolizing the authority of litigation. Beside the gavel is a small wooden cutout of a house, evoking themes of Real Estate Law.

Ready to get started?

Explore More Services

About Frank Law Firm, P.C.

Get a Free Consultation

Foreclosure Help Lawyer Roosevelt Field

Complete Foreclosure Defense and Loan Modification Services

Our foreclosure defense covers every aspect of protecting your home. We handle the court proceedings, negotiate with lenders, and explore bankruptcy protection when it makes sense for your situation.

Loan modification is often the best solution because it keeps you in your home with payments you can actually afford. We prepare all the financial documentation, deal directly with your lender’s loss mitigation department, and push back when they try to deny reasonable modification requests.

For Roosevelt Field homeowners, we also understand the local housing market and property values, which helps us negotiate realistic solutions. We know which Nassau County judges handle foreclosure cases and how they typically rule on common defense strategies.

You get a complete legal team focused on one goal: keeping you housed and financially stable. We handle the legal complexity so you can focus on getting your finances back on track.

A person in business attire holds a calculator, pointing towards it with a pen, embodying the focus of a foreclosure attorney. On the desk are two small model houses, a laptop, and a clipboard with paper. The brightly lit room with large windows underscores their expertise in Real Estate Law.
New York’s foreclosure process typically takes 445 days or more because all foreclosures must go through the court system. This timeline works in your favor because it provides multiple opportunities to negotiate with your lender, file for bankruptcy protection, or challenge the foreclosure on legal grounds. The process starts when you miss payments, but the actual lawsuit usually isn’t filed until you’re 90-120 days behind. Once filed, you have 20-30 days to respond, and the case can take another year or more to reach judgment if properly defended.
Absolutely. Receiving foreclosure papers is not the end of your options—it’s actually the beginning of the legal process where you have the most leverage. You can negotiate a loan modification, file for Chapter 13 bankruptcy to stop the foreclosure immediately, or challenge the foreclosure on legal grounds. Many homeowners successfully save their homes even after foreclosure proceedings begin. The key is acting quickly and having experienced legal representation who knows how to navigate the system and negotiate with lenders effectively.
A loan modification permanently changes the terms of your mortgage to make payments more affordable. This might involve reducing your interest rate, extending the loan term, or adding missed payments to the end of your loan. The lender evaluates your current income and expenses to determine what payment you can realistically afford. We handle all the paperwork, financial documentation, and negotiations with your lender’s loss mitigation department. The process typically takes 60-90 days, and if approved, you get a new mortgage agreement with affordable payments that allow you to keep your home.
Yes, filing for Chapter 13 bankruptcy creates an automatic stay that immediately stops all foreclosure proceedings. This gives you breathing room to catch up on missed mortgage payments through a court-approved repayment plan that can last up to five years. You keep your home as long as you make the plan payments and stay current on your ongoing mortgage. Chapter 13 is particularly effective for homeowners who have steady income but fell behind due to temporary financial hardship. It’s a powerful tool that forces your lender to accept your repayment plan if it meets legal requirements.
Our foreclosure defense fees vary depending on the complexity of your case and which strategies we pursue. We offer flexible payment arrangements because we understand you’re already facing financial stress. Many clients pay a reasonable retainer to get started, then make monthly payments while we work on their case. The cost of legal representation is typically much less than losing your home, and successful loan modifications often reduce your monthly mortgage payment enough to offset legal fees. We provide clear fee agreements upfront so you know exactly what to expect.
If keeping your home isn’t financially realistic, we help you explore alternatives that protect your credit and give you more time to transition. A short sale allows you to sell your home for less than you owe with the lender’s approval, avoiding foreclosure on your credit report. A deed in lieu of foreclosure lets you voluntarily transfer the property to the lender in exchange for debt forgiveness. Both options are much better for your credit than completed foreclosure and often come with relocation assistance. We negotiate the best possible terms and ensure you have adequate time to find new housing.

Do you need professional legal assistance?