Immediate legal intervention to protect your home and explore every available option to keep you there.
Hear from Our Customers
When you’re facing foreclosure, you need more than hope—you need a legal strategy that works. The right foreclosure defense can halt proceedings, buy you critical time, and open doors to solutions you didn’t know existed.
You can negotiate a loan modification that actually fits your budget. Challenge improper documentation that lenders use to fast-track foreclosures. Force mortgage servicers to follow the law instead of cutting corners at your expense.
Most importantly, you can sleep at night knowing someone is fighting for your home while you focus on getting your finances back on track. That’s what real foreclosure defense looks like—not just delaying the inevitable, but creating genuine opportunities to save what matters most.
The Frank Law Firm P.C. has been defending homeowners throughout Suffolk County against foreclosure proceedings. We understand that every foreclosure case is different, and cookie-cutter approaches don’t work when your home is on the line.
New York’s judicial foreclosure process gives homeowners significant legal protections—if you know how to use them. We focus specifically on foreclosure defense, loan modifications, and mortgage litigation, which means we’re not learning your case type for the first time.
When you’re dealing with foreclosure in Smith Point, you need someone who knows the local courts, understands how Suffolk County handles these cases, and has the experience to spot the mistakes lenders make that can save your home.
First, we review your entire mortgage file and foreclosure documents. Lenders make mistakes more often than you’d think—missing signatures, improper notarizations, violations of federal lending laws. These errors can stop a foreclosure in its tracks.
Next, we file the appropriate legal responses to halt the foreclosure proceedings while we work on your case. This gives you breathing room and stops the clock on court deadlines that could cost you your home.
Then we negotiate directly with your lender or servicer. Whether that’s a loan modification, payment plan, or other workout agreement, we handle the back-and-forth so you don’t have to deal with endless phone calls and paperwork runarounds.
Throughout the process, you’ll know exactly what’s happening with your case. No legal jargon, no surprises—just clear communication about where things stand and what comes next.
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You get comprehensive legal representation that covers every aspect of foreclosure defense. That includes challenging the foreclosure lawsuit, negotiating loan modifications, reviewing mortgage documents for violations, and representing you in Suffolk County court when necessary.
Many homeowners in Smith Point don’t realize they have options beyond just trying to catch up on missed payments. Loan modifications can permanently reduce your monthly payment, extend your loan term, or even reduce your principal balance in certain situations.
We also handle foreclosure litigation when lenders refuse to negotiate in good faith. Sometimes the only way to get a fair deal is to make them prove they have the legal right to foreclose on your home—and that’s harder for them to do than most people realize.
The goal isn’t just to delay foreclosure. It’s to find a permanent solution that lets you keep your home or, if that’s not possible, to ensure you have time to transition on your terms rather than the bank’s timeline.