Creditor's Rights Attorney Long Island

Get Your Money Back Fast

Stop chasing unpaid invoices and start recovering what you're owed with aggressive debt collection representation across Long Island.

Why Businesses Choose Us

Licensed NY Attorney

Specialized creditor's rights practice ensures you get experienced legal representation, not general practice guesswork.

Local Court Knowledge

Deep familiarity with Nassau and Suffolk County courts means faster filings and better results.

No Recovery No Fee

Contingency fee options available so you don't pay attorney fees unless we collect your money.

Long Island Debt Collection Attorney

Professional Debt Recovery That Works

When customers don’t pay, your business suffers. You’ve sent invoices, made calls, and tried being patient. Now it’s time for legal action that gets results.

As a creditor’s rights attorney serving Long Island businesses, we handle everything from demand letters to judgment enforcement. Whether you’re dealing with a single large debt or multiple smaller accounts, we know how to recover what you’re owed while protecting your business reputation.

Four people sit around a table cluttered with documents. An older man in a suit, possibly a foreclosure attorney, points at papers while two women and a younger man focus intently on the real estate law discussion. The office setting, filled with books and papers, hints at civil litigation matters underway.

Creditors Rights Lawyer Benefits

What You Get With Professional Collection

Stop losing money to deadbeat customers and start recovering debts with legal muscle behind your collection efforts.

Your unpaid invoices get immediate legal attention instead of sitting in your accounts receivable forever.

Professional demand letters that debtors take seriously, often resulting in payment without court action.

Court filings and judgment enforcement when debtors refuse to pay voluntarily.

Asset discovery to locate hidden bank accounts, property, and income sources for collection.

Protection from debtor counterclaims and harassment accusations during the collection process.

More time to focus on your business instead of chasing payments from non-paying customers.

Our Client Testimonials

Atelier WM
Atelier WM
Thomas Frank came highly recommended by an attorney I trust and represented me in a complex matter against a large business entity represented by a large NYC firm. He immediately grasped the nature and scope of my case and came up with a brilliant, linear strategy in short order. Just as swiftly, Thomas strategically executed on each step. I have worked with white glove law firms and have never found the level of consistency and professionalism that Thomas provided in his capacity of counsel. He literally made zero mistakes, even in the moments of game time decisions in the courtroom. Not only that, his creativity and judgement led to an outcome that exceeded my expectations, and, as a human being, he was an absolute pleasure to work with. I cannot recommend Thomas Frank highly enough!
Juan Pacheco
Juan Pacheco
We came to Frank Law Firm because our original attorney put us in a scenario where everything was mismanaged. Amanda quickly cleaned up our previous attorneys mess and put us back on track. From day one they were very transparent about their process and fees. They provided fantastic guidance for us as new home owners. The team was highly responsive and often took time to ensure we fully understood potential outcomes and next steps. Overall we would work with them again and recommend to friends.
Sophia Siagris
Sophia Siagris
Amanda was a pleasure to work with!!! Selling and buying a home at the same time is very stressful too begin with and my experience was very difficult and stressful to say the least. Amanda was so patient, always available, and very knowledgeable to every question and concern that I had. I was truly blessed to have her represent me with both of my transactions. I would definitely recommend The Frank Law Firm to anyone that is looking for the best lawyers out there!!!
Kathleen Csillag
Kathleen Csillag
Amanda was extremely attentive and followed up on everything promptly. The law firm was professional and courteous and I highly recommend it.
Joseph Plonski
Joseph Plonski
Top of the line customer service. Helped me get my moving violation dismissed and I didn't have to do anything ! Was certain I would get in some trouble but was completely shocked when I received the news that it was completely dismissed. In the past with other law firms I paid a lot of money to only get the penalty months later. The Frank Law Firm dealt with my situation in the most kind and professional way. Very nice people.
Joseph Plonski
Joseph Plonski
Top of the line customer service. Helped me get my moving violation dismissed and I didn't have to do anything ! Was certain I would get in some trouble but was completely shocked when I received the news that it was completely dismissed. In the past with other law firms I paid a lot of money to only get the penalty months later. The Frank Law Firm dealt with my situation in the most kind and professional way. Very nice people.
Joe Joseph
Joe Joseph
Thomas Frank was a pleasure to work with. The experience was nothing but a professional one. Mr. Frank guided me through the whole process of Chapter 7 bankruptcy. He was always available to reach by email or texting at any time that I contacted him. He never failed to get back to me within hours. I highly recommend Mr. Frank for all of your legal issues. Also, you'll find their price for their legal services to be more than fair. Again, a great big thank you to a professional and knowledgeable team.
Monisha Mapp
Monisha Mapp
I needed an attorney quick fast and in a hurry. My girlfriend recommended this firm. I called and Amanda got back to me quickly. She researched my issue and gave me good guidance. She is a former prosecutor but able to explain convoluted legal concepts in a very straight forward way. We didn't wind up retaining the firm due to the time contraints of our case, but I know we will be working with them in the future. Give them a call, I think you will like what you hear.
Melissa Caron
Melissa Caron
I would like to thank Thomas in handling my first time home buying experience with his law firm. He was very polite and very professional. He even took the time to explain to me page by page about some documents I received from the seller, which by the way it was on his spare time to answer all of my concerns about those documents. He responded on every email and text that I had questions and concerns and I got answers. Thomas made himself accessible and told me if I have any other closing related issues pertaining any documents to give him a call. Thank you once again on doing a great job. I would highly recommend Thomas Frank and his law firm.
Alyssa S
Alyssa S
The Frank Law Firm provided me with legal advice and guidance during a difficult situation. I came to them to review and explain a legal contract I had signed. Amanda was very knowledgeable and explained the document thoroughly. She was very reassuring, and honest in answering all my questions. I would highly recommend to anyone seeking legal representation to reach out to this firm.
Meghan Conley
Meghan Conley
I retained Frank Law Firm when I received a warrant for an unpaid ticket. Not knowing the severity of this issue, I called and consulted Amanda. Before giving me any direction, she took the time to make some calls and figure out what exactly was going on. She then guided me through the process. She was very comforting and explained everything in a manor that I understood. I would like to send a sincere thank you to her and Frank Law Firm. The amount of attention and guidance I received was refreshing. I would recommend them to anyone!
Joey Banga
Joey Banga
The Frank Law firm has helped me and my family tremendously. Amanda has been nothing but a blessing with her vast knowledge and resources, Me and My family were very satisfied with their service. Would definitely recommended them.
Navada NTHW
Navada NTHW
I'm a real estate investor in NY and I honestly could not ask to partner up with any firm better than the incredible people at Frank Law Firm. There passion, love and dedication for what they do is evident. I can't thank them enough for everything they have helped me with so far and we are only going to grow from here...
lawyer and client having a consultation.

Commercial Collections Attorney Process

How We Recover Your Money

Most debt collection starts with a professional demand letter. When debtors see attorney letterhead, they understand the situation has escalated beyond friendly reminders. This often results in immediate payment or payment arrangements.

If demand letters don’t work, we file lawsuits in the appropriate Long Island court. Once we obtain a judgment, we have multiple enforcement tools available including wage garnishment, bank account seizure, and property liens. We also conduct asset investigations to locate hidden accounts and income sources that debtors might not voluntarily disclose.

Judgment Enforcement Attorney Services

Beyond Just Getting Judgments

Winning a lawsuit is only half the battle. Many attorneys stop at obtaining judgments, leaving clients to figure out collection on their own. We handle the entire process through final payment.

Our judgment enforcement services include asset discovery, wage garnishment, bank account seizure, and property liens. We know how to locate assets that debtors try to hide and use every legal tool available under New York law to recover your money. This comprehensive approach means you don’t get stuck with worthless paper judgments.

Two people in business attire are seated at a desk with a laptop and documents. One, likely a bankruptcy lawyer, holds a pen, gesturing towards the paperwork, while the other listens attentively. A small plant and stack of books are on the table.

Debt Collection Attorney Process

Simple Steps to Debt Recovery

Case Evaluation

We review your documentation and assess the strength of your claim and collection prospects.

Demand Letters

Professional legal demands often result in immediate payment without expensive court proceedings.

Legal Action

When necessary, we file lawsuits and pursue judgment enforcement until you're paid.

Frequently Asked Questions

Many creditor’s rights cases can be handled on a contingency fee basis, meaning you don’t pay attorney fees unless we successfully collect your debt. The contingency percentage typically ranges from 25-40% depending on the complexity of the case and amount owed. For larger commercial debts, we may offer hourly billing arrangements. We also offer flat fee services for demand letters and simple collection matters. During your initial consultation, we’ll explain all fee options and help you choose the most cost-effective approach for your situation.

Collection agencies can only make phone calls and send letters – they cannot file lawsuits or take legal action. When debtors ignore collection agencies, the agencies have no recourse except to refer the matter to an attorney anyway. As a creditor’s rights attorney, we can immediately escalate to legal action when necessary. We can file lawsuits, obtain judgments, garnish wages, seize bank accounts, and place liens on property. Additionally, debtors take attorney demand letters much more seriously than collection agency notices, often resulting in faster payment without the need for court action.

The timeline varies significantly depending on whether the debtor responds to initial demand letters or if court action becomes necessary. Professional demand letters often result in payment within 30-60 days. If we need to file a lawsuit, obtaining a judgment typically takes 3-6 months in Long Island courts, assuming the debtor doesn’t contest the case. Judgment enforcement can take additional time depending on the debtor’s assets and cooperation. However, many cases settle before trial once debtors realize we’re serious about pursuing legal action. We’ll provide realistic timeline expectations based on your specific situation during the initial consultation.

Yes, we can pursue out-of-state debtors, but the process is more complex and expensive. If the debt originated from business conducted in New York or the debtor has assets in New York, we may be able to file suit in Long Island courts. Otherwise, we typically need to file suit in the debtor’s home state, which requires working with local counsel. For smaller debts, out-of-state collection may not be cost-effective. We’ll analyze the debtor’s location, asset situation, and debt amount to determine the best collection strategy. In some cases, we can refer the matter to qualified attorneys in the debtor’s state while continuing to oversee your case.

Bankruptcy creates an automatic stay that temporarily halts all collection activities, including lawsuits and garnishments. However, bankruptcy doesn’t always eliminate the debt entirely. We monitor bankruptcy proceedings to protect your interests and object to discharge when appropriate grounds exist, such as fraud or recent luxury purchases. In business bankruptcies, we file proofs of claim to ensure you’re included in any distribution of assets. Some debts, like those arising from fraud, may survive bankruptcy discharge. We’ll explain your options and continue representing your interests throughout the bankruptcy process to maximize your recovery.

Yes, we handle both commercial and consumer debt collection, though our practice focuses primarily on business-to-business collections. Commercial debts typically involve fewer regulatory restrictions and often result in higher recovery rates. Consumer debt collection requires strict compliance with the Fair Debt Collection Practices Act and New York debt collection laws, which we fully understand and follow. Whether you’re a business owner dealing with unpaid invoices or an individual owed money on a personal loan or contract, we can evaluate your case and recommend the most effective collection strategy while ensuring full legal compliance.

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