Stop creditor calls, protect your home, and eliminate overwhelming debt with experienced legal guidance you can trust.
Hear from Our Customers
You wake up without that knot in your stomach. The phone rings and you actually want to answer it because it’s not another creditor demanding money you don’t have.
Your mailbox isn’t stuffed with collection notices. Your family dinners aren’t interrupted by conversations about which bill to pay first. You can focus on rebuilding instead of just surviving.
That’s what real debt relief looks like. When bankruptcy is handled correctly, it’s not just about eliminating debt – it’s about getting your life back. You keep the assets that matter most while wiping out the debts that have been crushing you for months or years.
We have been helping Hillside Manor families navigate bankruptcy and debt relief for years. We understand the financial pressures that come with living in this area – the property taxes, the cost of living, the unexpected expenses that can derail even the most careful budget.
We’re not here to judge how you got into debt. Medical bills, job loss, divorce, business failure – we’ve seen it all. What matters is getting you out of it with your dignity and essential assets intact.
Our approach is straightforward: we explain your options clearly, handle the legal complexities, and guide you toward the fresh start you deserve.
First, we sit down and review your complete financial picture. Income, expenses, assets, debts – everything goes on the table so we can determine whether Chapter 7 or Chapter 13 bankruptcy makes more sense for your situation.
Once we file your petition, the automatic stay kicks in immediately. That means creditors must stop calling, collection actions halt, and foreclosure proceedings pause. You get breathing room while we handle the legal work.
We prepare all required documentation, represent you at the meeting of creditors, and navigate any issues that arise. Most Chapter 7 cases are complete within 3-4 months. Chapter 13 cases involve a 3-5 year payment plan, but you keep your assets while catching up on secured debts like your mortgage.
Throughout the process, we keep you informed about what’s happening and what to expect next. No surprises, no legal jargon you can’t understand.
Ready to get started?
Our bankruptcy services cover both Chapter 7 and Chapter 13 filings, depending on your income and goals. Chapter 7 eliminates most unsecured debts like credit cards and medical bills. Chapter 13 lets you keep your home while creating a manageable payment plan for past-due amounts.
We also handle foreclosure defense for Hillside Manor homeowners. Sometimes bankruptcy isn’t necessary – we can negotiate loan modifications, challenge improper foreclosure procedures, or buy you time to explore other options.
Every case includes a thorough asset protection analysis. We make sure you keep the property and accounts that matter most while maximizing the debt relief available under New York law. You’ll also receive guidance on rebuilding credit after bankruptcy, because the goal is long-term financial stability, not just immediate relief.