You can try, but understand that mortgage servicers deal with thousands of distressed homeowners every day. They have trained negotiators whose job is to minimize the company’s losses, not necessarily help you. Without legal representation, you might accept a modification that’s worse than what you could have gotten, or you might miss important deadlines while waiting for their response. We know what servicers typically approve, how to present your case effectively, and what to do when they stall or give you the runaround. Most importantly, we can protect your legal rights while negotiations are ongoing, something you can’t do for yourself.
