A scheduled sale date doesn’t mean it’s too late, but we need to act immediately. We can file emergency motions to postpone or cancel the sale while we address the underlying foreclosure case. New York law provides several grounds for stopping foreclosure sales, including improper notice, procedural errors, or pending loan modification applications. Even if a sale has occurred, there may be options to challenge it if proper procedures weren’t followed. The key is contacting us as soon as possible – ideally before the sale date, but even afterward we can review whether the sale was conducted properly under New York foreclosure law.