An Attorney, Not a Paralegal
You speak directly with the foreclosure lawyer handling your case on Long Island, not a paralegal or a case manager.
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71 New Street, Huntington, NY 11743
Feeling scared is normal. Our Long Island foreclosure attorney will explain where you stand and what to do next.
Long Island Foreclosure Defense Attorney
In New York, a lender can't just take your house. It has to sue you, and that lawsuit starts with a summons and complaint. As a Long Island foreclosure lawyer, we help homeowners in Nassau and Suffolk County respond to the case, check whether the lender did its homework, and look for a way to keep the house or leave on your own terms.
The clock is what catches people off guard. You generally have 20 days to answer if the papers were handed to you, and 30 days if they reached you another way. Miss it, and your options shrink fast.
Long Island Foreclosure Legal Services
The Frank Law Firm provided me with legal advice and guidance during a difficult situation. I came to them to review and explain a legal contract I had signed. Amanda was very knowledgeable and explained the document thoroughly. She was very reassuring, and honest in answering all my questions. I would highly recommend to anyone seeking legal representation to reach out to this firm.
Thomas Frank came highly recommended by an attorney I trust and represented me in a complex matter against a large business entity represented by a large NYC firm. He immediately grasped the nature and scope of my case and came up with a brilliant, linear strategy in short order. Just as swiftly, Thomas strategically executed on each step. I have worked with white glove law firms and have never found the level of consistency and professionalism that Thomas provided in his capacity of counsel. He literally made zero mistakes, even in the moments of game time decisions in the courtroom. Not only that, his creativity and judgement led to an outcome that exceeded my expectations, and, as a human being, he was an absolute pleasure to work with. I cannot recommend Thomas Frank highly enough!
We came to Frank Law Firm because our original attorney put us in a scenario where everything was mismanaged. Amanda quickly cleaned up our previous attorneys mess and put us back on track. From day one they were very transparent about their process and fees. They provided fantastic guidance for us as new home owners. The team was highly responsive and often took time to ensure we fully understood potential outcomes and next steps. Overall we would work with them again and recommend to friends.
Amanda was a pleasure to work with!!! Selling and buying a home at the same time is very stressful too begin with and my experience was very difficult and stressful to say the least. Amanda was so patient, always available, and very knowledgeable to every question and concern that I had. I was truly blessed to have her represent me with both of my transactions. I would definitely recommend The Frank Law Firm to anyone that is looking for the best lawyers out there!!!
Amanda was extremely attentive and followed up on everything promptly. The law firm was professional and courteous and I highly recommend it.
Top of the line customer service. Helped me get my moving violation dismissed and I didn't have to do anything ! Was certain I would get in some trouble but was completely shocked when I received the news that it was completely dismissed. In the past with other law firms I paid a lot of money to only get the penalty months later. The Frank Law Firm dealt with my situation in the most kind and professional way. Very nice people.
Top of the line customer service. Helped me get my moving violation dismissed and I didn't have to do anything ! Was certain I would get in some trouble but was completely shocked when I received the news that it was completely dismissed. In the past with other law firms I paid a lot of money to only get the penalty months later. The Frank Law Firm dealt with my situation in the most kind and professional way. Very nice people.
Thomas Frank was a pleasure to work with. The experience was nothing but a professional one. Mr. Frank guided me through the whole process of Chapter 7 bankruptcy. He was always available to reach by email or texting at any time that I contacted him. He never failed to get back to me within hours. I highly recommend Mr. Frank for all of your legal issues. Also, you'll find their price for their legal services to be more than fair. Again, a great big thank you to a professional and knowledgeable team.
I needed an attorney quick fast and in a hurry. My girlfriend recommended this firm. I called and Amanda got back to me quickly. She researched my issue and gave me good guidance. She is a former prosecutor but able to explain convoluted legal concepts in a very straight forward way. We didn't wind up retaining the firm due to the time contraints of our case, but I know we will be working with them in the future. Give them a call, I think you will like what you hear.
I would like to thank Thomas in handling my first time home buying experience with his law firm. He was very polite and very professional. He even took the time to explain to me page by page about some documents I received from the seller, which by the way it was on his spare time to answer all of my concerns about those documents. He responded on every email and text that I had questions and concerns and I got answers. Thomas made himself accessible and told me if I have any other closing related issues pertaining any documents to give him a call. Thank you once again on doing a great job. I would highly recommend Thomas Frank and his law firm.
I retained Frank Law Firm when I received a warrant for an unpaid ticket. Not knowing the severity of this issue, I called and consulted Amanda. Before giving me any direction, she took the time to make some calls and figure out what exactly was going on. She then guided me through the process. She was very comforting and explained everything in a manor that I understood. I would like to send a sincere thank you to her and Frank Law Firm. The amount of attention and guidance I received was refreshing. I would recommend them to anyone!
The Frank Law firm has helped me and my family tremendously. Amanda has been nothing but a blessing with her vast knowledge and resources, Me and My family were very satisfied with their service. Would definitely recommended them.
I'm a real estate investor in NY and I honestly could not ask to partner up with any firm better than the incredible people at Frank Law Firm. There passion, love and dedication for what they do is evident. I can't thank them enough for everything they have helped me with so far and we are only going to grow from here...
Long Island Foreclosure Lawyer Deadlines
If foreclosure papers just arrived on Long Island, start with the date. Write down when you got them and how they reached you, whether someone handed them over or left them at the door and mailed a copy. That detail decides whether your deadline is 20 days or 30.
Next, pull together the summons and complaint, your latest mortgage statement, any servicer letters, and anything about a loan modification. Bring it all to a Long Island foreclosure attorney, even if it's a mess.
What you can't do is wait it out. Ignoring a summons speeds the case toward a sale and costs you the chance to raise any defense.
Long Island Foreclosure Litigation Attorney
When you hire us as your foreclosure litigation attorney on Long Island, the work starts with a full review of your paperwork. We read the mortgage, the notices, and the payment history for mistakes, and for any sign the lender broke state or federal lending rules. Then we appear in court for you, file what needs filing, and negotiate with the lender or servicer.
Your case will be heard in Nassau or Suffolk County, and both are busy. PropertyShark counted 933 first-time foreclosure filings in Suffolk County in 2024, the most in the New York metro, and Nassau led the metro in the second quarter of 2025 with 173 filings. With a Nassau median home price around $800,000, a mortgage foreclosure attorney on Long Island is often protecting a lot of equity.
Long Island Foreclosure Defense Lawyer
Have a question about your situation? Start with a conversation.
Ask our teamDon't ignore them, and don't assume it's over. Note the date and how the papers reached you, because you generally have 20 days to answer if they were handed to you and 30 days if they were delivered another way. Gather your mortgage statements and any lender letters, then speak with a foreclosure defense attorney on Long Island before the deadline. If your home is in Nassau or Suffolk County, your case will be heard in that county's Supreme Court, and an answer filed on time keeps your options open.
Sometimes, and we'll tell you honestly which outcome looks realistic after we review your file. A Long Island foreclosure defense lawyer can't guarantee an outcome, but a case can be dismissed or slowed when the lender made mistakes, like a defective 90-day notice, missing paperwork, or a missed deadline. Even when the case holds up, the time a defense buys can be used to negotiate a loan modification or sell the house on your own terms instead of at auction.
In New York, when your loan is on an owner-occupied one- to four-family home, the court must schedule a settlement conference within 60 days after proof of service is filed. Both sides have to negotiate in good faith, and the lawsuit is generally paused while the conference process runs. It's where loan modifications and other deals get worked out. Cases in Nassau and Suffolk County can sit in the conference part for months, which can give you breathing room. As your Long Island foreclosure lawyer, we help you pull together income documents and sit beside you at the table.
There's no single number. Firms across New York put a contested case anywhere from a year or two to five years, depending on the court's calendar, the lender, and what defenses or loan modification talks come up. An uncontested case moves much faster, which is another reason not to ignore the summons. You remain the owner and can stay in the home until title transfers to a buyer at auction. Any mortgage foreclosure attorney on Long Island who quotes an exact timeline before reading your papers is guessing.
Possibly, but there's a time limit. New York generally gives lenders six years to bring a foreclosure case after a loan is accelerated. The Foreclosure Abuse Prevention Act, signed December 30, 2022, closed a loophole that let lenders restart that clock by dropping a case and refiling. For homeowners on Long Island with older loans, or an earlier case that was dismissed, the time limit can be a complete defense. It all comes down to dates and paperwork. Bring everything to a Long Island foreclosure attorney and those dates can be checked quickly.
Look for a firm with real New York foreclosure experience, an actual attorney on your case, and explanations you can follow. Be wary of anyone who promises to "stop" your foreclosure for an upfront fee, since New York has specific protections against foreclosure-rescue schemes. At The Frank Law Firm P.C., we focus on foreclosure defense and mortgage law, we're upfront about fees, and you'll speak with an attorney. For foreclosure legal services on Long Island, bring your summons and complaint, latest mortgage statement, any default or modification letters, proof of income, and any auction notice. Call 516-246-5577.