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Clients tell us they reach Thomas Frank by text or email and hear back within hours, not days.
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71 New Street, Huntington, NY 11743
Calls, letters, a garnished paycheck. Talk to a bankruptcy lawyer in New York and see your options.
Bankruptcy Attorney in New York
Bankruptcy is a federal court process that can pause collection calls, wage garnishment, and many foreclosure threats while you sort out what you owe. For most people it comes down to Chapter 7 or Chapter 13, and sometimes neither.
We work with individuals and businesses across Queens, Nassau, and Suffolk counties, from Bayside and Long Island City to Oceanside, Lynbrook, and Commack. If filing isn't your best move, we'll say so.
You're also in good company. Nationwide filings rose 11% in 2025, and the Eastern District of New York handled 11,493 cases.
Debt Relief Lawyer New York
The Frank Law Firm provided me with legal advice and guidance during a difficult situation. I came to them to review and explain a legal contract I had signed. Amanda was very knowledgeable and explained the document thoroughly. She was very reassuring, and honest in answering all my questions. I would highly recommend to anyone seeking legal representation to reach out to this firm.
Thomas Frank came highly recommended by an attorney I trust and represented me in a complex matter against a large business entity represented by a large NYC firm. He immediately grasped the nature and scope of my case and came up with a brilliant, linear strategy in short order. Just as swiftly, Thomas strategically executed on each step. I have worked with white glove law firms and have never found the level of consistency and professionalism that Thomas provided in his capacity of counsel. He literally made zero mistakes, even in the moments of game time decisions in the courtroom. Not only that, his creativity and judgement led to an outcome that exceeded my expectations, and, as a human being, he was an absolute pleasure to work with. I cannot recommend Thomas Frank highly enough!
We came to Frank Law Firm because our original attorney put us in a scenario where everything was mismanaged. Amanda quickly cleaned up our previous attorneys mess and put us back on track. From day one they were very transparent about their process and fees. They provided fantastic guidance for us as new home owners. The team was highly responsive and often took time to ensure we fully understood potential outcomes and next steps. Overall we would work with them again and recommend to friends.
Amanda was a pleasure to work with!!! Selling and buying a home at the same time is very stressful too begin with and my experience was very difficult and stressful to say the least. Amanda was so patient, always available, and very knowledgeable to every question and concern that I had. I was truly blessed to have her represent me with both of my transactions. I would definitely recommend The Frank Law Firm to anyone that is looking for the best lawyers out there!!!
Amanda was extremely attentive and followed up on everything promptly. The law firm was professional and courteous and I highly recommend it.
Top of the line customer service. Helped me get my moving violation dismissed and I didn't have to do anything ! Was certain I would get in some trouble but was completely shocked when I received the news that it was completely dismissed. In the past with other law firms I paid a lot of money to only get the penalty months later. The Frank Law Firm dealt with my situation in the most kind and professional way. Very nice people.
Top of the line customer service. Helped me get my moving violation dismissed and I didn't have to do anything ! Was certain I would get in some trouble but was completely shocked when I received the news that it was completely dismissed. In the past with other law firms I paid a lot of money to only get the penalty months later. The Frank Law Firm dealt with my situation in the most kind and professional way. Very nice people.
Thomas Frank was a pleasure to work with. The experience was nothing but a professional one. Mr. Frank guided me through the whole process of Chapter 7 bankruptcy. He was always available to reach by email or texting at any time that I contacted him. He never failed to get back to me within hours. I highly recommend Mr. Frank for all of your legal issues. Also, you'll find their price for their legal services to be more than fair. Again, a great big thank you to a professional and knowledgeable team.
I needed an attorney quick fast and in a hurry. My girlfriend recommended this firm. I called and Amanda got back to me quickly. She researched my issue and gave me good guidance. She is a former prosecutor but able to explain convoluted legal concepts in a very straight forward way. We didn't wind up retaining the firm due to the time contraints of our case, but I know we will be working with them in the future. Give them a call, I think you will like what you hear.
I would like to thank Thomas in handling my first time home buying experience with his law firm. He was very polite and very professional. He even took the time to explain to me page by page about some documents I received from the seller, which by the way it was on his spare time to answer all of my concerns about those documents. He responded on every email and text that I had questions and concerns and I got answers. Thomas made himself accessible and told me if I have any other closing related issues pertaining any documents to give him a call. Thank you once again on doing a great job. I would highly recommend Thomas Frank and his law firm.
I retained Frank Law Firm when I received a warrant for an unpaid ticket. Not knowing the severity of this issue, I called and consulted Amanda. Before giving me any direction, she took the time to make some calls and figure out what exactly was going on. She then guided me through the process. She was very comforting and explained everything in a manor that I understood. I would like to send a sincere thank you to her and Frank Law Firm. The amount of attention and guidance I received was refreshing. I would recommend them to anyone!
The Frank Law firm has helped me and my family tremendously. Amanda has been nothing but a blessing with her vast knowledge and resources, Me and My family were very satisfied with their service. Would definitely recommended them.
I'm a real estate investor in NY and I honestly could not ask to partner up with any firm better than the incredible people at Frank Law Firm. There passion, love and dedication for what they do is evident. I can't thank them enough for everything they have helped me with so far and we are only going to grow from here...
Bankruptcy Law Firm in New York
Our firm defends homeowners, so when we tell you what the bank is likely to do next, it's grounded in how these cases are actually built.
That matters on Long Island. In 2025, the Central Islip division of the Eastern District of New York handled 2,109 Chapter 13 cases next to 2,702 Chapter 7 cases—a bigger Chapter 13 share than Brooklyn's. For many homeowners in Nassau and Suffolk counties, keeping the house is the main goal, and we plan around that.
Bankruptcy Law Services New York
When you call our bankruptcy law firm in New York, you should leave knowing what you'll pay. Our attorney fees typically range from $1,500 to $3,500 depending on how complex your case is, and we go over every cost in your free consultation. Chapter 7 is usually the less expensive route, while with Chapter 13 the fees can often be included in your payment plan. The federal court filing fee is $338 for Chapter 7 and $313 for Chapter 13.
Our bankruptcy law services in New York include reviewing your debts, choosing between chapters or skipping bankruptcy altogether, filing, and preparing you for the creditors' meeting. We also handle foreclosure defense and loan modifications, so your home is never an afterthought.
Bankruptcy Help in New York
Have a question about your situation? Start with a conversation.
Ask our teamOur attorney fees typically range from $1,500 to $3,500, depending on how complicated your case is. Chapter 7 is usually the less expensive option. Chapter 13 costs more, but you can often include the attorney fees in your payment plan. Court filing fees are separate: $338 for Chapter 7 and $313 for Chapter 13, and the Chapter 7 fee may be waived based on income. We offer payment plans and go over every cost during your free consultation, so you'll know the full picture before you decide anything.
Not automatically. New York filers can choose between the state and federal sets of exemptions, whichever protects more of what you own, and what's safe depends on your situation. Cases for people in Queens, Nassau County, and Suffolk County go through the Eastern District of New York bankruptcy court, which sits in Brooklyn and Central Islip. In your consultation we'll walk through your home, vehicle, savings, and income, and tell you honestly what's at risk. Chapter 13 is often the route when keeping a house is the priority. We can't guarantee outcomes, but we'll give you a straight read.
Filing can pause collection efforts, including wage garnishment and foreclosure action, and that pause gives you room to breathe. Whether it solves the problem for good depends on your case. Chapter 13 can let you catch up on missed mortgage payments over time, while a loan modification may work without filing at all. We know what servicers look for and can help you pick the realistic path. Bring any foreclosure papers, court dates, or garnishment notices to your first conversation, and we'll start there.
Some debts usually survive bankruptcy, including child support, alimony, many student loans, older tax debts, court fees and penalties, HOA fees, and any debt you leave off your filing. Because of that, filing isn't right for everyone. We'll look at what you owe and tell you if reorganizing your debts, negotiating, or a loan modification could work better. If bankruptcy is the best move, we'll explain which chapter fits and what will and won't be cleared, so nothing surprises you later.
Most people are surprised by how short it is. The creditors' meeting is a brief appearance where you answer questions about your paperwork, and it often lasts just five to ten minutes. We prepare you ahead of time so you know what to expect. If you live in Queens, Nassau County, or Suffolk County, your case runs through the Eastern District of New York, and we know how those local courts operate. You won't walk in cold, and we'll be there to answer questions along the way.
You're allowed to file on your own, but mistakes can be expensive to fix, often more than it would have cost to get it right the first time. Paperwork errors, the wrong chapter, or leaving a debt off the filing can all cause trouble. We can spot those problems early and explain what protects your property. Your first consultation is free, so you can ask questions before spending anything. Call us at 516-246-5577, or text or email, and we'll typically get back to you within hours.